Star Business Checking
This account is a comprehensive checking account designed for small businesses.
Banking Features:
- Free Business Debit Card
- Free Internet Banking with Bill Pay
- No fee for up to 200 items, $0.25 per item over 2001
- Overdraft Shelter Available upon Approval
- Free eStatement with Check Images
- Business Credit Card with No Annual Fees2
- 1/4 % Discount on Loan with Auto Payment2
- Free AccessLine Telephone Banking, 1-888-331-2232 or (256) 331-2232
- Relationship Pricing on CDs
- Free Night Deposit Bag
- Unlimited CB&S Bank ATM Usage3
Benefits to the Business:
Data Breach Solutions: Data breach readiness, response and resolution plan, including consultation with a data breach specialist in the event your business suffers a data breach. This includes assistance with the customer notification process as well as resolution assistance for customers in the event they are compromised by your breach. (Resolution assistance is limited to up to 25,000 customers and is for identity fraud that has been verified.)
Legal Services 4,5: Access skilled attorneys for unlimited phone consultations, document reviews, outbound calls, and one-on-one consultations with a 40% discount on additional legal services. (See Guide to Benefit for details).
Small Business Monitoring*:
Defend – monitor the depths of the web for compromised business and personal information and get alerted promptly if we find a match.
Restore – access to specialists who can help determine if there has been identity theft and guide you through the necessary restoration activities.
Benefits to the Business Owner and Employees:
Telehealth *6: Access to 24/7 video or phone visits with U.S.-based board-certified, licensed, and credentialed doctors ready to help with urgent care or mental health for you and your family — all with zero copays. (This is NOT insurance)
Business Sense has made it easy to reward employees!
The Business Sense website provides business owners with an Employee Welcome Package – for quick and easy distribution, including benefit descriptions and step-by-step instructions on how employees can register for and receive benefits so that they too can start enjoying benefits right away!
*Benefits require registration/activation
1 Deposit slips, checks within the deposit, checks drawn on the account, Auto-Transfers (debit or credit), POS and ACH debit or credit would each be considered one item. Virtual tickets would be counted as an item if it is a deposit or a withdrawal.
2 Subject to credit approval.
3 Fees may apply at non-CB&S Bank ATMS.
4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and/or insurance documents can be found on StarBusinessChecking.MyBusinessSense.com. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
5 Attorneys can conduct a legal review of up to five (5) documents each quarter (up to ten (10) pages each), make outbound calls (limited to two (2) per month) or draft letters on behalf of your business (up to three (3) per month). Service also includes up to 10 collection letters per quarter and one-on-one consultations for each new legal matter (limited to a 30-minute duration per matter).
6 Available to Business Owner(s) and Employees and their spouse/domestic partner and up to six (6) dependent children aged 2 and older.
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