Compare Checking Accounts

This checking account includes an extensive list of perks and no minimum balance

Earn a competitive rate of interest, ATM fee refunds and more with no minimum balance

Tiered rate structure allows you to earn a percentage of Wall Street Journal Prime depending on the average daily balance of the account

Free Student account with lots of benefits for ages 15-24

Financial, security, travel and entertainment, plus convenience benefits for those 50 and over with no monthly fee with a $100 minimum balance

No monthly service charge*

No monthly service charge

No monthly service charge with $10,000 minimum balance

No monthly service charge

No service charge with $100 minimum balance

$50 minimum deposit to open account

$50 minimum deposit to open account

$50 minimum deposit to open account

$25 minimum deposit to open account

$50 minimum deposit to open account

• Unlimited check writing
• First order of personalized checks free

• Unlimited check writing

• Unlimited check writing
• No issue fee for Cashier’s Checks

• First order of personalized checks free

• No issue fee for Cashier’s Checks
• Free personalized checks

Choose from eStatements (no charge) or paper statement* ($5.00 monthly fee) without images

eStatements with images[1]

Choose from eStatements or paper statements with images

eStatements with images (required)

Choose from eStatements or paper statements with images

• Debit Card
• IDProtect®
  • Identity theft monitoring and resolution service¹ for you
  • Includes Credit File Monitoring, Credit Report, Identity Theft Expense Reimbursement Coverage² and Resolution Service
  • eClub Online

• Tiered rate structure allows you to earn a competitive rate of interest on the average daily balance of the account[1]
• Automatic refunds on all ATM fees nationwide[1]
• Debit Card

• Tiered rate structure allows you to earn a percentage of Wall Street Journal Prime depending on the average daily balance of the account
• $10,000 Accidental Death & Dismemberment Insurance[1]
• Debit Card

• $25 Signing Bonus with eStatement enrollment[1]
• Refunds for up to 5 fees per year[2]
• ATM fee refunds up to 20 bucks[3]
• Email and text alerts[4]
• Debit Card
• Link to parent’s account

Financial Benefits:

• Earn interest with $1,000 minimum average daily balance
• Debit Card

Security Benefits:

• $100,000 Common Carrier Accidental Death & Dismemberment Insurance[1]
• Credit Card registration
• Key Ring Return
• Buyer’s Protection & Extended Warranty

Travel & Entertainment Benefits:

• Preferred Hotel Savings Guide
• eClubOnline.net

Convenience Benefits:

• Internet access of benefits

* There is no monthly service charge for your Star Account. However, beginning December 1, 2021, a paper statement fee of $5.00 will apply monthly if you are not enrolled in eStatements.

[1] Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

[2] Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.  

[1] Rate subject to change after the account is opened. The following requirements must be met in order to earn the Star Rewards current rate: 1) ten (10) debit card transactions per qualification cycle (point of sale only), transactions must be posted and settled to account, 2) one (1) direct deposit or ACH per qualification cycle, 3) must receive only electronic statements. A qualification cycle for Star Rewards account is the period beginning one day prior to the current statement through one day prior to the close of the current statement. All domestic ATM fees are refunded at end of statement cycle if monthly account requirements are met. Fees could reduce earnings on the account. If you do not meet the requirements to earn the Star Rewards Rate per cycle, your account will still earn the minimum APY; however, it will not receive ATM refunds for that time period.

[1] Not FDIC insured – may lose value – not a deposit – no bank guarantee – not insured by any government agency

[1] Limited time offer. Must deposit $25 to open account. One $25 bonus per account. If qualifications are met, the $25 bonus will be paid on the 30th calendar day after account opening. If this is not a business day, the bonus will be paid on the next business day. To receive the bonus, your account must remain open for 30 calendar days, the account must not be overdrawn within the first 30 days, and you must be enrolled in eStatements. The value of the bonus will be reported as interest income for IRS purposes, and the customer is responsible for any taxes. No requirement to maintain a minimum balance. Overdraft/Returned Item Fees may apply.

[2] Maximum of 5 fees refunded per calendar year by request. Only valid on All About U account.

[3] CB&S Bank does not charge a fee for ATM withdrawals and refunds up to $20 in other banks’ ATM usage fees per statement cycle upon customer request. Only valid on All About U account.

[4] Charges and fees may apply from your cellular and/or internet service provider. Contact your service providers for information.

[1] Not FDIC insured – may lose value – not a deposit – no bank guarantee – not insured by any federal government agency