How to Invest Wisely

Investing money can sound complicated, however there are multiple simple ways to invest wisely. Here are a few of the ways you can invest wisely:

1. Start investing as soon as possible—As soon as you begin earning money, you may want to consider investing. The earlier you begin to contribute, the longer your investments will have to earn compound interest resulting in more wealth overall.
2. Have your investments automated—One way to make investing easy and painless is to have it automated. Try to have a certain amount transferred from your paycheck into a savings or investment account each month.
3. Try to invest 15% of your income—A good rule of thumb when trying to figure out how much to invest is to invest 15% of your income, if you are able.
4. Watch out for fees—Try to avoid investment fees, if possible, or at the very least look for accounts with lower investment fees. Each time you pay a fee, that is less money you're able to invest.
5. Never invest in something you can't explain—If you cannot easily explain what you're investing in, chances are it's not a good fit for you. Make sure you fully understand everything that you are investing in.
6. Speak with a professional—It may be beneficial to speak with a professional. A good financial advisor will help you understand investment options and answer any questions you may have.
7. Be patient—Your investments may not skyrocket overnight, however try to remember to be patient. Good things take time. This especially applies to your investments.

Learn more by contacting a financial advisor today!

Insurance and investments are offered through CB&S Financial Services, Inc., a subsidiary of CB&S Bank. Advisory Services offered through Investment Advisor, a Registered Investment Advisor and Division of ProEquities, Inc. Securities offered through ProEquities, Inc. a Registered Broker Dealer, and a member of FINRA & SIPC. ProEquities, Inc. is independent of CB&S Financial Services, Inc. and CB&S Bank, Inc. Securities and Insurance products offered are not insured by the FDIC or any federal government agency; are not deposits or obligations of CB&S Bank or its affiliates; are not guaranteed by CB&S Bank or its affiliates; and are subject to investment risk, including possible loss of principal.