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How to Get a Business Credit Card

Business Credit CardA business credit card can be an excellent cash management solution for your business. With a business credit card, you can help streamline your business finances, improve your cash flow, help build your business credit, and help with your everyday business expenses. Here are a couple of tips to help you get a business credit card.

  1. Consider your personal credit—Before you begin your search for a business credit card, it's a good idea to check your personal credit. Even though you are looking for a line of credit for your business, your personal credit history may be taken into consideration.
  2. Research different business credit card options—Not all business credit cards are the same... Take some time to research different business credit cards and the benefits/rewards of each. CB&S Bank offers a business credit card that allows you to earn points that can be redeemed for travel, merchandise, gift cards, and more.
  3. Gather the necessary information—It may be a good idea to inquire about necessary information and/or documents that you may need to provide before beginning your application to help make the application process as seamless as possible.
  4. Apply—Lastly, once you've found the right business credit card, go ahead and fill out an application!

 

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