Meet Our Team

Meet Rick McGimsey. Born and raised in Birmingham, Alabama, Rick graduated from W.A. Berry High School and received a Bachelor of Science degree from the University of Alabama. He also attended the University of Alabama in Birmingham Graduate School of Business from 1977 - 1980. Rick’s business experience includes work as Benefit Authorizer with the Social Security Administration. He began his investments career with E.F. Hutton in 1984 and has worked in the financial services industry since. He joined CB&S Financial Services, Inc. in 2009. Rick married Peggy in 1980, and they now have two daughters, Carrie and Katie. He enjoys fishing at the family lake house in Shelby County, sailing at the Birmingham Sailing Club at Logan Martin Lake, and occasionally playing a round of golf. The investment and insurance industries continue to change dramatically. It is the job of a good Financial Advisor to assess the objectives, parameters, and personal feelings of clients and make recommendations that best fit their needs.

Financial Advisor

Phone: 205-408-5563

Meet Billy Hughes. Billy began his career in the financial services business in 1982. He has worked in regional banks and brokerage firms as an advisor to 401(k) plans, a wealth management specialist and an institutional fixed income manager. Billy specializes in serving individual investors and small businesses. His personal mission is to utilize his experience and expertise to help people improve their financial future and their legacy. Billy enjoys duck hunting and fishing while spending time at his cabin in Southeast Arkansas. He also enjoys regular exercise and spending time with his family. Billy and his wife, Debbie, have been married for 35 years. They have one son, a daughter-in-law and a grandson. Billy is proud to be part of the CB&S Bank family and welcomes the opportunity to help others with their financial planning needs.

Financial Advisor

Phone: 901-619-8832